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20-Year Fixed Rates are Very Low!

The 20 year fix is a great alternative to the 30 year and 15 year choices. The payment typically splits the difference of the 30 and 15 year loans.

How it Works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 20 years
  • Your payment will not change throughout the life of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage off at any time without pre-payment penalties

Qualification Requirements

  • Refinance up to 95% of your primary home’s value
  • Buy a home with as little as 1-3% down (primary home)
  • Loan amounts from $25,000 to $2,000,000

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with 1st American Mortgage

  • We put YOU first.
  • 1st American Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. 1st American Mortgage will find you the loan that is right for you!!!
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